Gary Hokin of Hokin Investment Advisors/Nikoh Securities Corporation Presents:

Weekly Economic Update for the Week of July 28y 5, 2008


Quote of the week. “Those who dream by day are cognizant of many things which escape those who dream only by night.” – Edgar Allen Poe

Friday’s good news. Durable goods orders rose by 0.8% in June, noted the Commerce Department; economists had forecast a 0.4% decline.1 The Reuters/University of Michigan final July index of consumer sentiment rose to 61.2; economists thought it would stay flat at 56.4. New home sales fell 0.6% in June, better than the 1.8% drop foreseen by analysts.2

Thursday’s not-so-good news. The June existing home sales data was weak. The Commerce Department reported a 2.6% drop for the month and a 15.5% year-over-year decline, resulting in the slowest sales pace since the first quarter of 1998.3

Oil futures keep falling. For the second week in a row, crude oil prices descended – futures closed at $123.26 a barrel in on the New York Mercantile Exchange Friday afternoon. According to AAA/Oil Price Information Service data, the price of a gallon of regular unleaded is now averaging just over $4.4

Mortgage rates, foreclosures up. Last week, average rates on 30-year FRMs were 6.63%.5 RealtyTrac reported Friday that 2Q 2008 foreclosure filings were up 121% from 2Q 2007.6

NASDAQ gains, S&P & Dow slip. The NASDAQ rose 1.2% last week, while the DJIA fell 1.1% and the S&P 500 0.2%.7

% Change

Y-T-D

1-Year

5-Yr Avg

DJIA

-14.28

-21.23

+4.49

NASDAQ

-12.89

-14.61

+6.70

S&P 500

-14.34

-20.70

+5.19


(Source: USAToday.com, CNNMoney.com, 7/25/08) 8, 9

 

Indices are unmanaged, do not incur fees or expenses, and cannot be invested into directly. These returns do not include dividends.

Riddle of the week. A doctor in Paris has a brother in Toronto who is a lawyer. The lawyer does not have a brother who is a doctor in Paris. How is this possible?

Contact my office or see next week’s Update for the answer.

Last week’s riddle: A father tells his young son, “I will pay you $6.00 per hour for the 6 seconds you took to wash your hands before dinner.” So how much does the boy earn for these 6 seconds of effort?

Answer: One cent. At a rate of $6 paid per 60 minutes, $6 divided by 60 works out to 10 cents a minute. Six seconds is one-tenth of a minute, so the boy earns 1 cent.


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These views are those of Peter Montoya Inc., and not of Gary Hokin and/or Nikoh Securities Corporation, and should not be construed as investment advice.

 

The Dow Jones Industrial Average is a price-weighted index of 30 actively traded blue-chip stocks. The NASDAQ Composite Index is an unmanaged, market-weighted index of all over-the-counter common stocks traded on the National Association of Securities Dealers Automated Quotation System. The Standard & Poor's 500 (S&P 500) is an unmanaged group of securities considered to be representative of the stock market in general. It is not possible to invest directly in an index. NYSE Group, Inc. (NYSE:NYX) operates two securities exchanges: the New York Stock Exchange (the "NYSE") and NYSE Arca (formerly known as the Archipelago Exchange, or ArcaEx®, and the Pacific Exchange). NYSE Group is a leading provider of securities listing, trading and market data products and services. The New York Mercantile Exchange, Inc. (NYMEX) is the world's largest physical commodity futures exchange and the preeminent trading forum for energy and precious metals, with trading conducted through two divisions – the NYMEX Division, home to the energy, platinum, and palladium markets, and the COMEX Division, on which all other metals trade. All information is believed to be from reliable sources; however we make no representation as to its completeness or accuracy. All economic and performance data is historical and not indicative of future results. The market indices discussed are unmanaged. Investors cannot invest in unmanaged indices. The publisher is not engaged in rendering legal, accounting or other professional services. If other expert assistance is needed, the reader is advised to engage the services of a competent professional. Please consult Gary Hokin at (847) 559-1002 for further information. Additional risks are associated with international investing, such as currency fluctuations, political and economic instability and differences in accounting standards.

 


Citations. 1 forbes.com/afxnewslimited/feeds/afx/2008/07/25/afx5254239.html    [7/25/08]

2 bloomberg.com/apps/news?pid=20601103&sid=aw71HIbvU6YY&refer=news             [7/25/08]

3 ap.google.com/article/ALeqM5i2lHvXyLhWJXE-sq0W-UffZUSwQgD924EHE00                               [7/24/08]

4 chicagotribune.com/business/sns-ap-oil-prices,0,6226038.story                                [7/25/08]

5 money.cnn.com/2008/07/24/real_estate/mortgage_rates/index.htm?postversion=2008072412&eref=yahoo                   [7/24/08]

6 news.yahoo.com/s/ap/foreclosure_rates;_ylt=AoNxVPjVDMmypDwxEYYJRX.z1g4B  [7/25/08]

7 bloomberg.com/apps/news?pid=20601103&sid=aw71HIbvU6YY&refer=news             [7/25/08]

8 usatoday.com/money/default.htm  [7/25/08]

9 money.cnn.com/quote/historical/historical.html?pg=hi&close_date=7%2F25%2F07&mode=add&symb=DJIA

9 money.cnn.com/quote/historical/historical.html?pg=hi&close_date=7%2F25%2F03&mode=add&symb=DJIA      [7/25/08]

9 money.cnn.com/quote/historical/historical.html?pg=hi&close_date=7%2F25%9F07&mode=add&symb=COMP                    [7/25/08]

9 money.cnn.com/quote/historical/historical.html?pg=hi&close_date=7%2F25%2F03&mode=add&symb=COMP                    [7/25/08]

9 money.cnn.com/quote/historical/historical.html?pg=hi&close_date=7%2F25%2F07&mode=add&symb=SPX        [7/25/08]

9 money.cnn.com/quote/historical/historical.html?pg=hi&close_date=7%2F25%2F03&mode=add&symb=SPX        [7/25/08]